Local knowledge, valued
Turn trusted community relationships into a lending partnership.
THE CONNECTED LENDING COMPANY
Bring business credit
closer to
your community.
As a Digamber LoanMitra, connect individuals and MSMEs with credit. Bring your local relationships; our branches and digital headquarters support the lending journey with proprietary underwriting and explainable AI.
Local LoanMitrasExplainable AIDigital HQ
SMALL BUSINESS. BIG AMBITION.
INDIVIDUAL + MSME LENDINGHuman at the edge.
Digital at the core.
↗Digital at the core.
190+Branches, closer to you
8States & union territories
1 lakh+Active loans
Since 1995Built on local relationships
Operational figures as at March 2026 · View business overview ↗
THE LOANMITRA OPPORTUNITY
You know your community.
Let’s help it grow.
Bring your local relationships. We bring our lending experience and technology. Together, we can connect more people with the credit they need.
YOUR NETWORK. SHARED PROGRESS.Be the connection
Be the connection
that makes a difference.
Become a Digamber LoanMitra. Introduce potential borrowers and earn for eligible referrals under your partner agreement.
Become Our LoanMitra (opens WhatsApp in a new tab)Explore the LoanMitra opportunityTechnology on your side
A digital headquarters supports assessment and lending operations.
A relationship that lasts
Connect borrowers with a company that combines field presence and ongoing support.
THE DIGAMBER PLATFORM
Local at the edge.
Intelligent at the core.
LoanMitras, a digital headquarters, institutional funding and connected ecosystems. One platform, built around the borrower.
DIGAMBER / CONNECTED LENDINGPEOPLE + PLATFORM + CAPITAL
IDENTITY & FINANCIAL INFORMATIONConnected with applicable consent and permissions
Credit bureaus
Account aggregators
Aadhaar / e-KYC
LoanMitra
network
Local knowledge.
Trusted introductions.
DIGAMBER
THE COREDigital headquarters
Proprietary technologyHuman accountability
Capital
partners
Banks & institutional
funders
Institutional funding
Co-lendingIN DEVELOPMENT
PAYMENTS & MONEY MOVEMENTConnected across the loan journey
Payment gateways
Disbursement & repayment channels
Connected ecosystemCo-lending in development
Integration use depends on the product and applicable permissions.
INSIDE THE DIGITAL HQSelect a capability
to explore its role.
to explore its role.
UNDERWRITING
Local context. Informed credit decisions.
Proprietary underwriting brings borrower information and affordability assessment together, helping the team make informed credit decisions.
LOAN SERVICING
Support throughout the life of a loan.
Connected servicing supports disbursement, repayment tracking and account queries, giving field teams and the headquarters a shared view of the borrower journey.
COMMUNICATION
Clear communication at every step.
Customer communication connects the business with borrowers for loan updates, repayment information and ongoing support.
COMPLIANCE
Responsible practices, built into operations.
Central compliance helps teams apply policies, maintain oversight and support responsible lending across the field network.
DISPUTE MANAGEMENT
A clear path from concern to resolution.
Dispute management connects customer concerns with the right teams, supporting grievance tracking, escalation and resolution.
INTELLIGENCE
Intelligence that can be understood.
Homegrown algorithms and explainable AI help teams understand decision signals, combining digital intelligence with human accountability.
Local context. Clearer decisions. A borrower-first experience.
Inside our platformINDIVIDUAL & MSME LENDING
Your ambition.
Room to grow.
For individuals creating opportunity and small businesses ready for their next chapter. Explore credit that fits your purpose.
FOR YOUR NEXT STEP01Individual
MSME
Individual
loans
Finance for income-generating needs, with local support and technology-led assessment.
Explore individual loans↗
FOR YOUR BUSINESS02MSME
loans
Credit for the shop owners, makers and entrepreneurs building the next stage of their business.
Explore MSME loans↗
Collateral-free options.More possibility, with no asset pledged as security on eligible products.
Understand your options Loans are subject to eligibility, assessment and applicable terms. Interest rates & charges
FROM OUR BORROWER COMMUNITYSMALL LOAN. BIG DREAMS.
A brighter future,
one stitch at a time.
Sushila Devi started a tailoring business in Bangaon, Fatehabad, with a ₹20,000 loan. Her work grew to include selling clothes, helping her contribute to her family’s livelihood.
Sushila Devi Tailoring entrepreneur · Haryana
Read our borrower stories (opens in a new tab)Individual borrower story from Digamber’s existing website; outcomes vary.
FOR BANKERS & INVESTORS
Local depth.
Institutional discipline.
Three decades of lending experience, a field network across eight states and union territories, and proprietary technology connecting the entire lending journey.
Explore investor relationsBUSINESS AT A GLANCE · MARCH 2026
₹245+ croreGross assets under management1,100+Employees across our network
Explore financial reports, credit ratings and governance disclosures.
Your trust comes first.
Clear loan terms. Accessible help.
Respectful service, throughout your journey.